iBalanz
iBalanzPersonal finance, with peace of mind.

Your money,in good hands.

Organize your income, expenses, and commitments. See what you can spend today and make your next decisions with clarity.

Coming soon to Google PlayFor Android
9:41
Available to spend todayQ 1,818.50A clearer view of your month.
Financial healthA habit that grows with you.Example score · / 100
Real demo · sample data
No bank connectionOnly what you choose to include
No account requiredOpen the app and get started
Fingerprint, face, or PINNo one else sees your numbers
Backup to your DriveYour copy, in your own account
YOUR MONEY IN PERSPECTIVE

From many numbers
to one clear decision.

Record what happens, see what is ahead, and find today's spending room. Each screen brings you closer to a calmer decision.

Try your balance
01 / How it helps

Fewer doubts.
More peace of mind.

From your first glance in the morning to your next payment due date, everything has its place.

01 Every morning

Know what you can spend today.

When you open the app, you see your monthly balance and one clear figure: what you can spend today without affecting what you still need to pay.

  • Monthly net balance, always up to date
  • A financial health score from 0 to 100
  • Streaks and achievements that turn organization into a habit
Try the spending estimate
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iBalanz: Today screen showing net balance, today's spending amount, and financial health
Today screen · real screenshot
02 With your cards

No card statement date catches you off guard.

Each purchase lands in the right statement period, whether paid in full or in installments. Know how much to pay, when it's due, and how much credit remains.

  • Installment purchases, with every payment in view
  • Reminders before each due date
  • Loans with principal payments and the interest you save
See how it works
9:41
iBalanz: credit cards showing balances paid in full or installments, amount due, and next payment
Your cards · real screenshot
03 Before it happens

It warns you before the month gets tight.

The Decision Center measures your risk index and the pressure of the next 30 days. If next month looks tight, you see it early.

  • Risk index and safe daily spending
  • Forecast of future commitments
  • Budget with fixed income and expenses
See how it works
9:41
iBalanz: Decision Center showing risk index, safe daily spending, and 30-day pressure
Decision Center · real screenshot
02 / Try it yourself

Your month, in one figure.

How much can you spend today? Adjust the values and see how iBalanz turns your balance into a daily amount.

Make room for what's next.

Start with an example or move the sliders.

IncomeQ 30,000
Expenses and commitmentsQ 30,000
1 day31 days

What goes out includes this month's expenses, card payments, and loan installments.

Your balance, clearlyAvailable to spend today
—

Monthly balanceQ 6,900.00
Days remaining6 days

A simplified example. In the app, your monthly balance includes your accounts, cards, loans, and money owed to you.

03 / Your private space

Your information.
Your control.

Your records are stored on your phone. No mandatory accounts, and your financial data is never shared with advertisers.

How we protect your privacy
On your deviceProtect your profiles with fingerprint, face, or PIN.
Your copy, in your DriveOptional backup in a private folder in your own account.
You always decideBackup and AI are optional. You can delete your data whenever you want.
04 / At your pace

Complete.
Without the complexity.

A view of your money that adapts to your life. Use the tools you need, when you need them.

Financial health

A score that improves with you.

Cards and installments

Statement dates, payments, and installment purchases.

Loans

Installments, principal payments, and interest savings.

Savings goals

Set money aside and track your progress.

PDF and Excel reports

Your month, ready to share.

Separate profiles

Personal, family, or project.

35 currencies · ES/EN

Each profile in its own currency.

AI assistant

Optional, with your own key.

A little order.
A lot more calm.

Your money, clearly.

iBalanz is in the final stage of testing. Coming soon to Google Play.

Coming soon onGoogle PlayFrequently asked questions